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double wammy on housing benefit
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JoyBoroAngel | Report | 30 Mar 2013 18:43 |
private rents are not included in the bedroom tax |
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Muffyxx | Report | 30 Mar 2013 18:44 |
We had to do the same Kitty....know exactly how hard it is getting the mortgage ins to pay out...Money that we had been paying month by month to them for YEARS I might add !!!!! |
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RolloTheRed | Report | 30 Mar 2013 18:48 |
If you cannot pay the mortgage e.g. after being made redundant, then their is a government scheme which will cover mortgage payments on an interest only basis for some time. |
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Muffyxx | Report | 30 Mar 2013 18:52 |
That gives you 2 yrs max though doesn't it? ...and then only at the discretion of your mortgage provider?...sorry can't check this for myself as my puter is playing up and I'm getting stupid black blocks over any link I try to open...will read up later when I reboot..........**edit***...and as I recall will only pay up to about 3ish% interest....bummer if your rate is a set one and nearer 5-6 % |
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KittytheLearnerCook | Report | 30 Mar 2013 18:52 |
I know how horrible it is to be on benefits albeit for a very short time, so am not without sympathy but.... |
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KittytheLearnerCook | Report | 30 Mar 2013 19:14 |
I looked at the link Rollo.....it wouldn't have helped us as it says |
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maggiewinchester | Report | 30 Mar 2013 19:21 |
Private rentals aren't per se included in the bedroom tax. |
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ChAoTicintheNewYear | Report | 30 Mar 2013 19:21 |
Some people work hard all their lives and can never afford to buy their own home. That's one of the reasons social housing was invented in the first place. With the price of houses nowadays it's even more likely that many people will be able to afford to buy. Working 40 hours per week on minimum wage earns you less than £13,000 a year before tax and by the time you've paid the bills/bought food etc then there isn't much left, if anything, to save for a deposit. |
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Muffyxx | Report | 30 Mar 2013 21:19 |
*Just getting a little sick and tired of the implication being that if you don't own your home then it's because you haven't worked hard enough. <--not just this thread but this thread is getting it.........* |
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maggiewinchester | Report | 30 Mar 2013 21:38 |
Agree with you, Muffy. |
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JustGinnie | Report | 30 Mar 2013 22:02 |
In the local paper today a couple have just lost an appeal to keep the council house that they shared with the wifes mother. |
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Haribo | Report | 30 Mar 2013 22:22 |
I think i'm right in saying that the bedroom tax does not apply to anyone over 61! if this is true, then what a farce, after all, its mainly the over 61's who are rattling about in houses after children leave home, spouses die etc. I own my ex council house (not bought at a discounted price from the council though, never been a council tenant) Where I live, there are 4 three bed houses in the cul de sac with one person in them aged between 70-80, I find this outrageouse when there is so many young families living in over crowded conditions |
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maggiewinchester | Report | 30 Mar 2013 22:46 |
Do you know what the rent differential in cost is between a 3 bedoomed and a 1./2 bedroomed home - and I specifically use that word - is, Haribo? |
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terryj | Report | 30 Mar 2013 23:04 |
i can see a situation were some one is forced to leave a 3 bedroom social housing property and move into a 2 bedrooom private rent and the private rent will cost in benefits more than the social housing would have cost |
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terryj | Report | 30 Mar 2013 23:04 |
i can see a situation were some one is forced to leave a 3 bedroom social housing property and move into a 2 bedrooom private rent and the private rent will cost in benefits more than the social housing would have cost |
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Muffyxx | Report | 30 Mar 2013 23:23 |
Possibly. |
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JoyBoroAngel | Report | 30 Mar 2013 23:31 |
its to free socisal housing up |
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maggiewinchester | Report | 30 Mar 2013 23:35 |
Already happened, terryj. |
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terryj | Report | 30 Mar 2013 23:45 |
i know all about local housing benefit capping |
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maggiewinchester | Report | 30 Mar 2013 23:47 |
A certain person - forename Adolph - comes to light |
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