General Chat

My husband runs a small lottery club for himself and about 10 friends, every time they win on the lottery it is saved and when they have £100 they buy premium bonds, they now have £6.000 in bonds and win £50 on average about 4/5 times a year. They have won £50 last month and £50 the month before.

You can check numbers on line you need the holders number (not the bond number)

Liz the other Liz is right you can claim your Nans bonds value but not any prizes she may have won.

Linda x

Liz, I am sure if you contact the bond office and explain about your Nan and give her address they could look for you as they would still be 'live'. Bad news, knowing your luck, they would have won after her death so the money wouldn't belong to you I don't think, but there might be something to come from before then, if she had had a cheque and not cashed it and they would have to be cashed in and the money go to your Nan's next of kin or estate.
I have £35 worth which I bought in odd amounts before the days when you had to get £100 at a time. Have had a couple of £50 wins but don't think I have been lucky since, not for a long time. I got my son £100 worth with some money my Dad left him in 1990 and I don't think they have been lucky for him yet.
One of these days eh?

Lizx

If you have £5,000 or £10,000 you will probably get a return of about 2.5% on them, which might be attractive to a higher rate taxpayer as there is also the chance of a "biggie"

With a small holding it is simply a gamble and all you lose is the inflation element on your investment. OK when inflation is low, not so good if it rises.

I've got £200 stashed away in premium bonds, had them about 3 or 4 years but not won anything from them. Which reminds me, I need to change my address with them .... Ooops LOL. Might get some more. Trouble is, you can't leave them to some one when you die as they're non-transferrable. My nanna used to have oodles of them but as she was losing her mind threw out a lot of important things...bonds included, no idea if she'd won on them... could have had millions!

Funnily enough my Sis was talking about it last week......she was going to cash them in because they hadn't had anything for ages.......we have had ours well over 30 years and got nothing......

.....it was amazing because a couple of days after thinking about it, one had come up at £1,000, and half of it she spent on her holiday......but as I say, nothing for us.....

bought some for my son when he was born in 1967 - had £50 once and that was it!!!

oh well i can dream of what might of been xxxx
im going to win the irish lottery instead xx

Ive had mine 32 years and not a penny back 2 £1 premium bonds

lol xx its four bedroom 2 bathroom landscape garden modernly decorated in our village dont know which way i sleep but the moon is always out the back lol xxx

lol cous im trying to be i mean to start little and wind big, if i keep looking at my dream house of 225000 it will be mine xxxx

my sons came up 5 times last month

hello yep know minium amount remebered my nan on abouth them , i would have only bought one so i guess i can hide it in my secret purse lol

I think the recommendation is that you invest at least £3,000 for to see a realistic chance of making a return.

The maximum is £30,000 and if you put that in, you can expect on average 15 wins a year.

Puss funnily enough I rate them.... but bought some for our kids when they were little £2 each and never a win until this month when oldest daughter won £50 on hers.

I have had lots of wins on mine but never more than £100..

You do know the minimum amount to buy is £100

Linda x

my brother has won quiet a few times on his

my dad has had his longer n won less tho lol

OH was given them as a christening present 40 years ago and hasn't once had a pay out from them ! xx

Depends on how much you put into them.

I've had about £500 in the last 18 months out of mine.

forget it ...........I,ve had one for 44 years not a penny ........and we check regually

what do you reckon to them