General Chat

you should all do what my parents did if they are likely to end up in a home - have them sign their home over to children - obviously there has to be supreme trust here - then they don't have to sell their house that they both worked for all their lives. My parents signed their house over to my sister and I. Dad died first and eventually Mum had to go into residential care so we then sold the house for her and the money was hers for whatever she wanted - this has to be done well in advance though - seven years before I believe

thank you everyone x

another question for you. why do people who work all of their life and pay their taxes and obey the law and in some cases fight for their country.. then get old and have to sell their home to pay for their care in a residential setting when... prisoners in jail who break the law often don't pay their taxes and rip off the system get to stay for free in jail with free heat, light, tv, food etc. then when they get out of jail are able to live off their ill gotten gains without having to pay a penny back to the government??

Nursing and Care homes are only 'free' in England if the resident has very little in the way of savings or income, with a sliding scale currently starting at less than something like £20,000.

Everyone can apply for a Care Allowance, for personal care, and a nursing allowance, both of which are non means tested. The Homes tend to charge those who have savings more, to make up for the short fall from those whose places are paid for by SS.

Sandra, you still have to pay for the residential part of a nursing home, You also pay for the nursing care, but that gets refunded by the council on a monthly basis.
This happens in Wales, not sure about England and Scotland and Ireland.
Sue

sue, thank you

Residential care has no nursing but Nursing homes have nursing staff,

hiya,why do people have to pay for residental care, but nurseing homes are free, thank you