General Chat

Hiya Trish
We have just finished paying our mortgage off too - well last October - we still cannot get used to it and it is a most wonderful feeling that all the bricks and mortar are ALL yours! lol

Ann is correct in that its the peace of paper from the Land Registry is the important piece of paper. Deeds as such are worthless, which is a shame.
Mine are at home as I have not yet given them to my sister who can have them stored free of charge at her office (Solicitors).

Congratulations again when it happens.

Tina xx

we have our at home, safe,,,,,not worth any history as we are only the second owners,

WE WERE WITH
HALIFAX

WE STILL OWE £100
BY DOING THIS THEY KEEP DEEDS SAFE
& CAN APPLY FOR INSTANT LOANS

ALSO CHEAPER THAN DEED BOX

Hi Trish
We are in the same position as you. Actually found out today the Endowment will be paid into our account by Wednesday !!!! Yippeee.

So after living here for 17 years and having the endowment for 25 years and being married for 35 years we will be FREE.

We will go to the buiding society on Wednesday and give them a cheque and take their advice as to how best to store our "deeds"

I will add to this and let you know what happens

Linda :o)

As long as the property is registered with the Land Register, then the deeds have no monetary value, other than for research purposes.

So, keep them as you would any other valuable document, but don't pay a bank, solicitor or building society to do it for you.

If the property is not registered at the Land Registry, i.e if there has not been a change of ownership for say 50 years, then the deeds do need to be held in a secure place, as they are the only proof there is of ownership.

If anyone wants the deeds to their prpoerty please do ASK.
I have a distant memory of seeing the deeds to my parents property, probably when they finished paying the mortage.

In 2006 Mum died and I specifically asked the solicitor dealing with the sale, for the deeds as I knew they are often got rid of. I was not executor, so not my solicitor, As the bungalow had not been registered, - parents had bought it new in 1936, I was told they would be needed to complete the transaction...

What happened.?.. they went to Hertfordshire and I never even saw them and are now considered to be the property of the purchaser.

Gwyn

Sorry I'm late getting back to you all,
thank you for all your replies,
it has made interesting reading.

Thanks again,

regards
Trish
xx

our daughter, has all the documentation for her house( ex 1914 wesleyan school) right from the original sale of the plot of land, all the trustees info etc..
right opposite her house is the wesleyan chapel, one hundred years older than hers........

our house was registered with the Land registry, so the deeds are like Our HARD copy......(in the bank)

Bob